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Escrow or Closing Services

Title Insurance

ClosingTracker

Online Orders

 

Escrow or Closing Services:

Escrow is a legal arrangement in which an asset, in this case a deed to real property, is deposited for safekeeping in the trustof a neutral third party (escrow/closing agent) pending satisfaction of contractual contingency or condition. Once the condition has been met, the escrow agent will deliver the asset as instructed by the contract.

Although the description of Escrow sounds simple, an Escrow Agent must oversee many details in order to deliver a smooth closing.

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Title Insurance

The two most widely used title insurance products are, an Owner’s Policy and a Loan Policy.  An Owner’s Policy insures a new Buyer for record title matters and against, among other items, forgery/fraud, defective deeds, errors in public records.  The Owner’s Policy remains a valid policy for the insured and their heirs and assigns.  A Loan Policy insures an entity, usually a bank/ or lending institution or a private party, making a loan against a parcel of land.  In most cases the Loan Policy will be a higher degree of coverage than that of an Owner’s Policy.  The Loan Policy remains an active policy until the debt of the loan is paid off. 

 

All policies issued are based on a percentage charge of the value to be insured, discounts can apply.

 

In addition to the policies discussed above, there are an array of other policy products and services available, some at no cost.  We invite you to call us to discuss your title insurance needs and let us help you to determine the best product for you 

 

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ClosingTracker:

ClosingTracker is a comprehensive online system that allows parties to an escrow monitor the progress of their transaction in real-time.  Parties can upload and share important documents, send secure emails to other parties in the transaction, and receive instant notification of status or document updates.  We provide this service to our escrow clients at no additional charge.

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Online Orders:

We offer our clients the ability to place their title, escrow, or customer service order directly to us through our website.  When you place your order online, you can do it anywhere with an internet connection and receive instant confirmation of submission.

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